Missouri Gov. Bob Holden urged Missouri’s auto insurers to avoid surcharging or denying coverage to soldiers who return from active duty unless their driving records or other criteria justify that decision.
Auto insurers commonly classify drivers as high risk—and charge higher rates or turn down applications—if they have not maintained continuous insurance coverage on their autos and are seeking a new policy. Such interruptions in coverage usually accompany losses of driving privileges for moving violations.
In 2001, Sen. Doyle Childers of Reeds Spring, Mo., sponsored and Holden, a Democrat, signed Senate Bill 151, which prohibits such actions against soldiers who have not been driving because of active military service—but only in narrow circumstances.
“We are urging insurers to follow the spirit of the law—and act as good corporate citizens—by waiving any requirements on continuous coverage for soldiers returning to civilian life,” Holden said in a statement. “Many of these soldiers simply stored their cars and cancelled their policies when they began full-time tours of duty to Afghanistan, Iraq and other sites in the U.S. or overseas.”
If returning soldiers do see a surcharge, Holden advised that they—or their agents—contact the Was this article valuable? Yes No Thank you! Please tell us what we can do to improve this article. Submit No Thanks Thank you! % of people found this article valuable. Please tell us what you liked about it. Submit No Thanks Here are more articles you may enjoy. Markets Are Overreacting to Threat of Coronavirus: Allianz CEO Baete California FAIR Plan Can Offer Only Fire Insurance, Judge Says Coronavirus Epidemic Could Infect Two-Thirds of World’s Population: WHO Scientist Coronavirus, Pandemics and Workers’ Compensation